About 3CFO Solutions
Who We Help: Small Business Owners, Growing Companies, and Mission-Driven Organizations
Small businesses are run by people who are good at what they do — not necessarily by people who love spreadsheets. That gap between running a business and understanding its finances is exactly where 3CFO Solutions works.
I'm Cherisse Waligura, CPA, and I founded 3CFO Solutions because I wanted to do something that actually mattered at a scale where I could see the impact.
I spent 35 years in corporate finance — leading financial operations at BNY Mellon, directing global accounting systems at Viatris (formerly Mylan), and starting my career at Coopers & Lybrand (now PwC). I know what good financial infrastructure looks like. I've built it at Fortune 500 companies with hundreds of legal entities, global teams, and enterprise systems.
But when my family acquired Get A Hobby, a local retail business in Uniontown, PA, I built something different — a lean, practical financial system using real-world tools: QuickBooks, Xero, Gusto, a POS system, e-commerce integrations. No SAP. No army of accountants. Just clean, connected systems that gave us a clear picture of the business at all times.
That experience changed how I think about what small businesses actually need. Not a scaled-down version of corporate finance. Something purpose-built for how small businesses actually operate.
That's what 3CFO Solutions delivers.
What We Bring
Every engagement starts with your reality — your current systems, your pain points, your goals. We work part-time and remotely, which means you get experienced CFO-level thinking without a full-time hire. Most clients work with us on an ongoing retainer or defined project basis, typically a few hours a week.
We're not your bookkeeper or your tax preparer. We work alongside those functions — translating what the numbers mean, fixing what isn't working, and helping you make decisions with confidence.
Why It Works
Big companies have financial teams because financial clarity drives better decisions. Small businesses deserve the same advantage. The difference is you shouldn't have to pay Fortune 500 prices or navigate Fortune 500 complexity to get it.
That's the practical idea behind 3CFO Solutions — and it's what Cherisse brings to every client relationship.